Yes, you read that right and no, it’s not an April fool. I love financial coaching, and have been overwhelmed by the number of people who need help, and I don’t think I have left the office in the last 28 months!!
If talking about money makes you squirm, then create a safe environment to discuss money issues – from the monthly food bill to saving for next year’s holiday. I have found it is easier to do this when everyone else is out and you have the place to yourself, or take yourselves out for coffee and discuss the money issues, or over a glass of wine at the end of the week. Create some fun around it, it’s something you are doing together. It will take practice.
Can you talk to your partner about money?
Our relationship with money will probably run deep and long and it’s usually a product of everything that has gone before, family experiences, being poor or being rich. It can be so varied and they are based on our experiences, our subconscious beliefs and thought patterns usually from our childhood. So deeply ingrained in us, they determine how we as adults deal with money. Any negative beliefs and patterns being incorrectly diagnosed as just being lazy, crazy, stupid or just bad with money. It can lead to a poor relationship with money – but don’t let it ruin your relationship.
My client had been thinking about working with me, but there was never a right time. They were always too busy, and didn’t want to tackle their problem with money. Why should they? They were successful, lovely family, great job, gorgeous home and all the trappings…. but it was all smoke and mirrors. They really struggled with huge debt and just didn’t know how to cope with the increasing debt and didn’t feel able to talk to anyone about it.